commercial real estate insurance
We bring expertise and experience to the issues facing real estate organizations.

The property risk team at IOA, led by Roger J. Stewart, has extensive experience in solving our clients’ challenges. From multi-unit complexes to commercial real estate developments to casinos, our risk experts can provide the best guidance available.

Practice Leader Roger J. Stewart

Roger J. Stewart

Roger, a partner at Insurance Office of America, has nearly two decades of experience in the insurance industry. He leads a team that spans all sectors, delivering risk solutions and results for high-profile U.S. and international clients. Contact Roger with any questions or to request a comprehensive review of your risk mitigation plan.


Who We Serve

The IOA Real Estate team delivers excellence in customer care and risk management services to owners, investors, managers and developers of commercial real estate, multi-family properties, and other types of housing.


Commercial Real Estate

Economic and social trends are challenging commercial real estate owners and investors to adapt to how people interact with spaces. Developments in technology, mobility and e-commerce are additional factors pushing the real estate industry toward increased flexibility and innovation, while raising risks. The CRE market needs creative solutions to today’s challenges, and IOA delivers them.


Real Estate Developers

Rapidly evolving consumer needs and economic volatility are forcing developers to anticipate trends, amid greater uncertainty. The COVID-19 pandemic has accelerated what may be permanent changes in the way people live and work. Developers now must focus on projects that utilize advanced technology and are environmentally sustainable, while coping with risks that include cyber-attacks and a shortage of skilled labor. IOA understands these dynamics and can help developers get ahead of these challenges



Habitational properties carry specialized and often complex risks. IOA has the experience and expertise to assess and manage these risks for owners, managers and developers of multi-family properties, student housing, military housing, senior living, and other types of properties.

Commercial Real Estate